When trying to decide how much car insurance to purchase, one must look at several factors.

1. How much liability coverage is needed to protect your assets?

2. How much liability coverage is needed to make the other party whole if you are at fault?

3. How much medical coverage is needed for your and your passengers should you be involved in an accident and do you have health insurance of your own?

4. Is your car new, old, leased or financed?

5. What if you are hit by an uninsured motorist?

6. What will you drive if your car is laid up in the repair shop for a while?

7. How will you get your car to the repair shop if it’s not drivable?

8. How much deductible should I carry and what effect does this have on my price?

9. Do I need both Comprehensive and Collision coverage?